Established in 1985, Direct Line is the UK's leading direct car insurer. Today, you can also buy home, pet, travel, life, breakdown, landlord and business cover frequently asked questions about motor trade insurance. with an authority or indeed be a member of an organisation before I start motor trading? showing their N.I contributions and tax and worse of all they could and indeed will refuse to indemnify a claim if they find out. Q. Can I borrow my relatives or a friend's vehicle? ††Based on UK resident buying a single trip policy to cover 10 days car rental in Europe. RAC Insurance is a trading name of RAC Financial Services Limited.