Bankrate helps you compare current home mortgage & refinance interest rates. Compare lender APR's, loan terms, and lock in your rate.

As it relates to personal finance, budgets are an invaluable tool to help prioritize your spending and manage your money. No matter how much money you have, 

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The Federal Reserve lowered the target range for its federal funds rate by 100bps to 0-0.25 percent and launched a massive $700 billion quantitative easing program during an emergency move on March 15th to protect the US economy from the effects of the coronavirus. The coronavirus outbreak has harmed communities and disrupted economic activity in many countries, including the United States The history of the fed funds rate has plenty of ups and downs, although today fed funds is not far from the all-time low of 0% (which was seen from 2009 to 2015). But it hasn’t always been that way: back in 1980 and 1981, fed funds reached its all-time high of 20%. The federal funds rate is the main monetary policy tool of the Federal Reserve.

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